Terms of Use

Last updated: April 4, 2026

Please read these Terms of Use carefully before using the MortgageQuoteCalc website located at mortgage-quote-calc.pages.dev (the "Site"). By accessing or using the Site, you agree to be bound by these terms. If you do not agree with any part of these terms, you may not use the Site.

1. Acceptance of Terms

By accessing and using MortgageQuoteCalc, you accept and agree to be bound by these Terms of Use and our Privacy Policy. These terms apply to all visitors, users, and others who access or use the Site. MortgageQuoteCalc reserves the right to modify these terms at any time. Continued use of the Site following any changes constitutes your acceptance of the revised terms.

2. Nature of the Service

MortgageQuoteCalc provides online financial calculators and educational content related to mortgage planning, including but not limited to: mortgage payment estimators, amortization schedules, refinance analysis tools, PMI calculators, FHA and VA loan calculators, and debt-to-income ratio calculators.

All calculator outputs, results, estimates, and projections provided by this Site are for general informational and educational purposes only. They are based on user-provided inputs and simplified mathematical models. Results are estimates and should not be treated as financial advice, loan offers, or guarantees of any kind.

3. No Professional Advice

The content and tools on MortgageQuoteCalc do not constitute and should not be construed as financial advice, mortgage advice, investment advice, legal advice, tax advice, accounting advice, or any other form of professional advice. No advisor-client, lender-borrower, or other professional relationship is created by your use of the Site.

Before making any financial decision — including decisions related to home purchase, refinancing, mortgage selection, or debt management — you should consult with a licensed mortgage professional, certified financial planner, attorney, tax advisor, or other qualified professional who can evaluate your specific situation.

4. Accuracy and Limitations

While MortgageQuoteCalc makes every effort to provide accurate and up-to-date calculation models, we do not warrant or guarantee that any results produced by the Site are accurate, complete, current, or suitable for any particular purpose. Actual mortgage payments, interest rates, insurance costs, tax obligations, closing fees, and other expenses will vary based on lender requirements, your creditworthiness, market conditions, property location, and other factors that the Site cannot account for.

You acknowledge that mortgage rates change daily, lending guidelines change frequently, and that no estimate produced by this Site represents a loan commitment from any lender.

5. Intellectual Property

All content on MortgageQuoteCalc — including text, graphics, logos, calculator interfaces, and code — is the property of MortgageQuoteCalc or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, create derivative works from, publicly display, or otherwise exploit any content on this Site without our express written permission.

You are granted a limited, non-exclusive, non-transferable license to access and use the Site for personal, non-commercial purposes only.

6. Third-Party Links and Advertising

The Site may contain links to third-party websites and display third-party advertisements. These links and advertisements are provided for convenience only. MortgageQuoteCalc does not endorse, control, or assume responsibility for the content, privacy practices, or products of any third-party websites or advertisers. Accessing third-party sites or interacting with advertisements is at your own risk.

This Site uses Google AdSense to display advertisements. Google may use cookies to serve ads based on your prior visits to this or other websites. You can opt out of personalized advertising by visiting Google Ad Settings.

7. Limitation of Liability

To the maximum extent permitted by applicable law, MortgageQuoteCalc and its operators shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from your use of, or inability to use, the Site or any content thereon. This includes, without limitation, damages for financial losses, loss of data, or business interruption, even if MortgageQuoteCalc has been advised of the possibility of such damages.

8. Disclaimer of Warranties

The Site and all content, tools, and services provided through it are offered on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

9. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the United States. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the applicable courts.

10. Contact

If you have any questions about these Terms of Use, please contact us at contact@mortgagequotecalc.com.